Commercial Insurance, Understanding The Need &Amp; The Coverage

Submitted by: A.Noton

Commercial insurance is one of the most imperative investments that a business owner will ever make. This is the coverage that will protect assets, investments, and the very heart of the company. Below is some information on commercial insurance which you may find useful.

What is commercial insurance?

Business insurance is designed to protect the assets of businesses, and commercial establishments. There are commercial policies which are appropriate for all size companies. As well, policies may be tailored to meet the needs of the individual company itself.

What types of events does the business insurance protect against?

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There are different policy options depending on need. However, most policies offer coverage against such things as, theft, fire, property damage, and general liability.

Does a small business need commercial insurance?

Though all businesses need such coverage, it may be especially important to the small business owner. If a company is not incorporated, owners may be at even greater risk in the event of unforeseen circumstances. Small business owners could lose not only business related capital, but more importantly, they could suffer a loss of personal assets should potential loss or law suits occur. This means assets such as the family home, vehicles, etc. could be in jeopardy. Business insurance will prevent this type of stress and hardship.

Does business insurance include workers compensation coverage?

Some enterprises may opt to purchase workers compensation policies through a different company than the one which provides them with fire, theft, and general liability coverage. However, often the same insurance company will provide for all commercial insurance needs. Many times it is less expensive to purchase all coverage from the same company. There often will be a package rate available. Which even you choose, be certain to purchase adequate workers compensation coverage. Workers compensation is the coverage that will pay for medical expenses of employees, should they become injured on the job. It is of the utmost importance to have this protection.

How to choose the best insurance company for your business

When searching for a commercial insurance company, the key is to find one that is reputable. They should be able to meet all coverage needs of the business, provide comparable rates, and have a reputation of providing excellent customer service, ease of claims, and prompt settlements. If you are considering purchasing insurance from a company check with the better business bureau. See what type of rating they have, and how many complaints have been filed against them. This will give you an idea of how reliable the firm is.

Before purchasing a commercial insurance policy compare rates, and offered coverage from multiple companies. Find agents who will take the time to address all your questions and concerns. This is imperative. A good agent will be willing to invest the time it takes to make certain that all aspects of coverage have been thoroughly explained. Once you have notes on several of the best insurance providers, narrow your choices down to the one that best meets the needs of you company.

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Egypt cancels 15 year gas supply contract to Israel

Wednesday, April 25, 2012

According to Israeli Prime Minister Benjamin Netanyahu, the termination of a natural gas contract between Egypt and Israel is a business matter and not a political issue between the two counties. Netanyahu’s statement on Monday backs away from other officials’ earlier responses to the action.

Egyptian Natural Gas Company announced Sunday, April 22 that it will stop supplying Israel with natural gas over a disagreement about payments. The company’s leader claims the other side is in “breach of contract” as Gasco has not been paid for what has already been delivered.

In 2005, Israel and Egypt, under former president Hosni Mubarak, signed a 15-year trade deal whereby Egypt would supply natual gas at a discounted rate to the Israelis. Tensions between the two countries have made Israel cautious about relying on Egypt for its energy. Since the 2011 Egyptian revolution, the pipelines for transporting natural gas from Egypt to Israel have been damaged up to 14 times.

When this decision was broadcast on Sunday night in Egypt, commentators for Egyptian news services discussed whether this decision was a blatant contractual infringement, a necessary commercial move, or an attack on the original peace treaty between Egypt and Israel made at Camp David in 1978.

In Israel, Yuval Steinitz, the finance minister, said, “This is a dangerous precedent that diminishes the peace treaty [between the two countries].”

Avigdor Lieberman, foreign affairs minister, had called on Egypt to reverse the decision and prevent the contractual dispute from escalating into a political issue. Since Netanyahu’s more recent comment, Lieberman has also backed away from characterizing the issue as a political dispute.

Egypt’s natural gas exports once made up 40 percent of Israel’s natural gas reserves, but Israel has looked for other options as the political atmosphere in Egypt changed. Israel is developing its own offshore fields, and it has begun to import other types of “dirty fuels,” like gas and diesel. As a result, Israeli consumers have seen a nine percent increase in electricity costs and Israel is preparing for the possibility of blackouts.

Retrieved from “https://en.wikinews.org/w/index.php?title=Egypt_cancels_15_year_gas_supply_contract_to_Israel&oldid=1487018”

Egypt cancels 15 year gas supply contract to Israel

Wednesday, April 25, 2012

According to Israeli Prime Minister Benjamin Netanyahu, the termination of a natural gas contract between Egypt and Israel is a business matter and not a political issue between the two counties. Netanyahu’s statement on Monday backs away from other officials’ earlier responses to the action.

Egyptian Natural Gas Company announced Sunday, April 22 that it will stop supplying Israel with natural gas over a disagreement about payments. The company’s leader claims the other side is in “breach of contract” as Gasco has not been paid for what has already been delivered.

In 2005, Israel and Egypt, under former president Hosni Mubarak, signed a 15-year trade deal whereby Egypt would supply natual gas at a discounted rate to the Israelis. Tensions between the two countries have made Israel cautious about relying on Egypt for its energy. Since the 2011 Egyptian revolution, the pipelines for transporting natural gas from Egypt to Israel have been damaged up to 14 times.

When this decision was broadcast on Sunday night in Egypt, commentators for Egyptian news services discussed whether this decision was a blatant contractual infringement, a necessary commercial move, or an attack on the original peace treaty between Egypt and Israel made at Camp David in 1978.

In Israel, Yuval Steinitz, the finance minister, said, “This is a dangerous precedent that diminishes the peace treaty [between the two countries].”

Avigdor Lieberman, foreign affairs minister, had called on Egypt to reverse the decision and prevent the contractual dispute from escalating into a political issue. Since Netanyahu’s more recent comment, Lieberman has also backed away from characterizing the issue as a political dispute.

Egypt’s natural gas exports once made up 40 percent of Israel’s natural gas reserves, but Israel has looked for other options as the political atmosphere in Egypt changed. Israel is developing its own offshore fields, and it has begun to import other types of “dirty fuels,” like gas and diesel. As a result, Israeli consumers have seen a nine percent increase in electricity costs and Israel is preparing for the possibility of blackouts.

Retrieved from “https://en.wikinews.org/w/index.php?title=Egypt_cancels_15_year_gas_supply_contract_to_Israel&oldid=1487018”

Dairy cattle with names produce more milk, according to new study

Thursday, January 29, 2009

Giving a cow a name and treating her as an individual with “more personal touch” can increase milk production, so says a scientific research published in the online “Anthrozoos,” which is described as a “multidisciplinary journal of the interactions of people and animals”.

The Newcastle University‘s School of Agriculture, Food and Rural Development’s (of the Newcastle University Faculty of Science, Agriculture and Engineering) researchers have found that farmers who named their dairy cattle Ermintrude, Daisy, La vache qui rit, Buttercup, Betsy, or Gertrude, improved their overall milk yield by almost 500 pints (284 liters) annually. It means therefore, an average-sized dairy farm’s production increases by an extra 6,800 gallons a year.

“Just as people respond better to the personal touch, cows also feel happier and more relaxed if they are given a bit more one-to-one attention,” said Dr Catherine Douglas, lead researcher of the university’s School of Agriculture, Food and Rural Development. “By placing more importance on the individual, such as calling a cow by her name or interacting with the animal more as it grows up, we can not only improve the animal’s welfare and her perception of humans, but also increase milk production,” she added.

Drs Douglas and Peter Rowlinson have submitted the paper’s conclusion: “What our study shows is what many good, caring farmers have long since believed. Our data suggests that, on the whole, UK dairy farmers regard their cows as intelligent beings capable of experiencing a range of emotions.” The scientific paper also finds that “if cows are slightly fearful of humans, they could produce [the hormone] cortisol, which suppresses milk production,” Douglas noted. “Farmers who have named their cows, probably have a better relationship with them. They’re less fearful, more relaxed and less stressed, so that could have an effect on milk yield,” she added.

South Norfolk goldtop-milk producer Su Mahon, one of the country’s top breeder of Jersey dairy herds, agreed with Newcastle’s findings. “We treat all our cows like one of the family and maybe that’s why we produce more milk,” said Mrs Mahon. “The Jersey has got a mind of its own and is very intelligent. We had a cow called Florence who opened all the gates and we had to get the welder to put catches on to stop her. One of our customers asked me the other day: ‘Do your cows really know their names?’ I said: I really haven’t a clue. We always call them by their names – Florence or whatever. But whether they really do, goodness knows,” she added.

The researchers’ comparative study of production from the country’s National Milk Records reveals that “dairy farmers who reported calling their cows by name got 2,105 gallons (7,938 liters) out of their cows, compared with 2,029 gallons (7,680 liters) per 10-month lactation cycle, and regardless of the farm size or how much the cows were fed. (Some 46 percent of the farmers named their cows.)”

The Newcastle University team which has interviewed 516 UK dairy farmers, has discovered that almost half – 48% – called the cows by name, thereby cutting stress levels and reported a higher milk yield, than the 54% that did not give their cattle names and treated as just one of a herd. The study also reveals cows were made more docile while being milked.

“We love our cows here at Eachwick, and every one of them has a name,” said Dennis Gibb, with his brother Richard who co-owns Eachwick Red House Farm outside of Newcastle. “Collectively, we refer to them as ‘our ladies,’ but we know every one of them and each one has her own personality. They aren’t just our livelihood, they’re part of the family,” Gibb explained.

“My brother-in-law Bobby milks the cows and nearly all of them have their own name, which is quite something when there are about 200 of them. He would be quite happy to talk about every one of them. I think this research is great but I am not at all surprised by it. When you are working with cows on a daily basis you do get to know them individually and give then names.” Jackie Maxwell noted. Jackie and her husband Neill jointly operate the award-winning Doddington Dairy at Wooler, Doddington, Northumberland, which makes organic ice cream and cheeses with milk from its own Friesian cows.

But Marcia Endres, a University of Minnesota associate professor of dairy science, has criticized the Newcastle finding. “Individual care is important and could make a difference in health and productivity. But I would not necessarily say that just giving cows a name would be a foolproof indicator of better care,” she noted. According to a 2007 The Scientist article, named or otherwise, dairy cattle make six times more milk today than they did in the 1990s. “One reason is growth hormone that many U.S. farmers now inject their cows with to increase their milk output; another is milking practices that extend farther into cows’ pregnancies, according to the article; selective breeding also makes for lots of lactation,” it states.

Critics claimed the research was flawed and confused a correlation with causation. “Basically they asked farmers how to get more milk and whatever half the farmers said was the conclusion,” said Hank Campbell, author of Scientific Blogging. In 1996, the Department for Environment, Food and Rural Affairs provided for a complex new cattle passport system where farmers were issued with passport identities. The first calf born under the new regime were given names like “UK121216100001.”

Dr Douglas, however, counters that England doesn’t permit dairy cattle to be injected hormones. The European Union and Canada have banned recombinant bovine growth hormone (rGBH), which increases mastitis infection, requiring antibiotics treatment of infected animals. According to the Center for Food Safety, rGBH-treated cows also have higher levels of the hormone insulin-like growth factor 1 (IGF1), which may be associated with cancer.

In August 2008, Live Science published a study which revealed that cows have strange sixth sense of magnetic direction and are not as prone to cow-tipping. It cited a study of Google Earth satellite images which shows that “herds of cattle tend to face in the north-south direction of Earth’s magnetic lines while grazing or resting.”

Newcastle University is a research intensive university in Newcastle upon Tyne in the north-east of England. It was established as a School of Medicine and Surgery in 1834 and became the “University of Newcastle upon Tyne” by an Act of Parliament in August 1963.

The School of Agriculture, Food and Rural Development is a school of the Newcastle University Faculty of Science, Agriculture and Engineering, a faculty of Newcastle University. It was established in the city of Newcastle upon Tyne as the College of Physical Science in 1871 for the teaching of physical sciences, and was part of Durham University. It existed until 1937 when it joined the College of Medicine to form King’s College, Durham.

Retrieved from “https://en.wikinews.org/w/index.php?title=Dairy_cattle_with_names_produce_more_milk,_according_to_new_study&oldid=1985434”

C Afaria 02 Practice}

  • Click Here For More Specific Information On:
  • Qga

Submitted by: Davids Warner

Question: 1

The Microsoft Certificate Authority server is required for use in provisioning iOS devices in for management in SAP Afaria. Determine whether this statement is true or false.

A. False

B. True

Answer: B

Question: 2

When a device is moved from one tenant to another, the policies do follow? Determinate whether this statement is true or false

A. False

B. True

Answer: A

Question: 3

When preparing to manage devices, certain conditions may need to be satisfied for a device to be able to communicate with Afaria to enroll, receive emails, or install applications.

Determine whether this statement is true or false.

A. False

B. True

Answer: B

Question: 4

Where is Installed the Relay Server?

Choose the correct answer.

A. Is Installed in an Server Farm

B. Is Installed in an Internal Network

C. Is Installed in an External Network

D. Is Installed in a Demilitarized Zone

Answer: D

Question: 5

Which of the following devices do NOT use custom defined clients. Choose the correct answers.

A. Windows Mobile

B. iOS

C. BlackBerry

D. Windows (PC)

E. Android

Answer: B, E

Question: 6

Which are Questions to Help Define an Alert?

Choose the corrects answers

A. Will the system forward a run executable file for alert?

B. Who are the handling raised alerts?

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C. What events will trigger an alert?

D. Will system-defined events be used to trigger events or will events be defined?

Answer: C, D

Question: 7

Which are the Activity Summary Views of the Afaria Data?

Choose the correct answers

A. Calls

B. Location

C. Data

D. Messages

Answer: A, C, D

Question: 8

Identify which of the following is a Value is Specific to Tenant Configuration.

Choose the correct answers.

A. iOS Branding/Notification

B. Administrators

C. Certificate Authority

D. Access Control Option

Answer: A, C, D

Question: 9

Where is Installed the Relay Server?

Choose the correct answer.

A. Is Installed in an External Network

B. Installed in a Server Farm

C. Is Installed in a Demilitarized Zone

D. Is Installed in an Internal Network

Answer: C

Question: 10

Which are the Features Enabled by the Relay Server?

Choose the correct answers.

A. Secure communications for Web Traffic

B. Load balancing

C. Accepts a single, inbound connections for Afaria client devices

D. Failover protection

Answer: A, B, D

Question: 11

Which are the Supported Device Type for Enrollment?

Choose the correct answers

A. Symbian

B. Windows CE

C. Windows XP, Vista, 7

D. Windows NT

Answer: B, C

Question: 12

Which are the Key Points about Tenants?

Choose the correct answers

A. Is placed in is dependent on the enrollment policy that is used to enroll the device

B. Is prompted with an acceptance message

C. Some server configuration values can be tenant specific, other cannot

D. Ability to move devices from one tenant to anothe

Answer: C, D

Question: 13

Which are the Examine Error Logs?

Choose the correct answers

A. Replication Log

B. WinPhone Connection Log

C. The Most Common Log

D. iOS Connections Logs

Answer: C, D

Question: 14

Which are the Server Properties of the SAP Afaria Server?

Choose the correct answers

A. Replication Screen

B. Server Type Screen

C. Server Farm Screen

D. SMS Gateway Screen

Answer: C, D

Question: 15

Which are the apple components requiring for configure in SAP Afaria?

Choose the correct answers

A. Certificate Authority Serve

B. Communication with Apple Push Notification Services

C. ADMZ

D. AAICA Certificate

Answer: A, B

Question: 16

To upgrade from SAP Afaria 6.6 to SAP Afaria 7.0 SP3. several conditions must be met.

Select the correct changes from the options.

A. Changes to the restrictions to the supported upgrade path

B. Changes to the profiles used in the Profile Manager channels

C. Changes to the upgrades on the Symbian device type

D. Changes to the supported databases for the back-nd SAP Database

Answer: A, C, D

Question: 17

Which of the following items are attributes of the Self Service Portal Configuration file?

Choose the correct answers.

A. Contains codes specified during installation

B. XML Structured

C. Users are not limited to codes in this file

D. Used with configuration of the GCM serve

Answer: A, B, C

Question: 18

What port is used by SAP Afaria to connect with Google Cloud Messaging (GCM) to send outbound notifications to devices?

Choose the correct answe

A. 80

B. 5223

C. 5228

D. 443

Answer: D

Question: 19

Which of the following are valid SAP Afaria server device communication protocols?

Choose the correct answers.

A. soap

B. http

C. smtp

D. xnet

Answer: B, D

About the Author: Test Information: Total Questions: 240 Test Number: C_AFARIA_02 Vendor Name: SAP Cert Name: SAP Certified Application Associate Test Name: SAP Certified Application Associate – SAP Afaria 7.0 Administration (SP04) Official Site:

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Category:Health

This is the category for Health.

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Massive ice deposits found on Mars

Friday, March 16, 2007

The European Space Agency‘s Mars Express spacecraft has discovered ice deposits in the south pole of Mars that are larger than the state of Texas.

Scientists say that there is enough water in the deposits to cover the entire planet with up to 36 feet of water if the ice was to melt. Some sections of the ice deposits are up to 2.3 – 2.5 miles deep. The ice is composed of carbon dioxide, a little bit of dust, and water (90 percent of the water is estimated to be frozen).

What has caught the attention of the scientists working on the Mars Express project is that this may help reveal whether or not there is any (microbial) life within the ice.

Another perplexing question that scientists are trying to solve is what happened to all the water that produced all the channels on the surface of Mars.

Jeffrey Plaut, who is from NASA’s Jet Propulsion Laboratory in Pasadena, California and who is also leading the study, noted that, “We have this continuing question facing us in studies of Mars, which is: where did all the water go? Even if you took the water in these two (polar) ice caps and added it all up, it’s still not nearly enough to do all of the work that we’ve seen that the water has done across the surface of Mars in its history.”

Currently, only 10 percent of the water is remaining and is located at the poles of Mars. It has been suggested that some of the remaining 90 percent of the water that disappeared could either be underground or could have simply left the atmosphere into space.

Retrieved from “https://en.wikinews.org/w/index.php?title=Massive_ice_deposits_found_on_Mars&oldid=4453699”

American film director John Hughes dies at age 59

Thursday, August 6, 2009

American film director John Hughes, noted for such movies as Sixteen Candles, Pretty in Pink and The Breakfast Club, died Thursday due to a heart attack.

A statement, released by his representative, said that he experienced the heart attack while on a morning stroll in Manhattan, New York. Hughes was born on February 18, 1950 in Michigan. He started his career as an advertising copywriter in Chicago. By the end of the 1970s he was a frequent contributor to the National Lampoon magazine.

In the 1990s, he made the Home Alone series, which became a box office sensation and turned Macaulay Culkin into a star.

In recent years, Hughes stepped back from the movie industry to spend more time with his family. He is survived by his wife of 39 years, Nancy, two sons and four grandchildren.

Retrieved from “https://en.wikinews.org/w/index.php?title=American_film_director_John_Hughes_dies_at_age_59&oldid=3063108”

5 Ways To Use Less Water At Home}

5 Ways to Use Less Water at Home

by

Jordan Rocksmith

Everyone wants to save money on their bills, and one of the easiest ways to do it is by learning how to use less water around the home. There are many ways to save water, and most of them don’t require too much of an effort on your part. You can also get help from companies like Curtis Bros Drilling & Pump Serviceto make your appliances as efficient as possible. Here are 5 ideas to get you started.

Switch to Showers

Baths can use up to twice as much water as the average shower. Use baths as the occasional treat rather than your everyday routine, and encourage others in the house to do the same. Try to limit your shower time as well. If you want to save even more money, collect some of your shower water with a bucket to use for watering your plants or flushing the toilet.

Turn off Your Faucets

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Many people are in the habit of letting the faucet run while they brush their teeth, shave, or do the dishes. Although it may seem inconvenient to constantly turn your faucet on and off, it can save you several gallons of water a day.

Wait for a Full Load

Washing machines and dishwashers can be some of the worst offenders when it comes to wasting water, especially if you don’t wait for a full load. If you only have a few dishes, wash them by hand or wait for the next meal. Older machines are the least efficient, so if your appliances are more than ten years old, it’s time to consider upgrading to new models.

Use Low-Flow Appliances

Most appliances that use water around the home have undergone vast improvements over the last couple of decades, making them more efficient than ever. Low-flow showers, sinks, toilets, and other appliances use only a fraction of the water that older models use. Try replacing one or two a year, and you’ll quickly see the savings start to add up.

Fix Leaky Pipes and Appliances

That dripping faucet isn’t just annoying–it’s the sound of your money running down the drain! Leaky pipes and appliances can waste hundreds of gallons of water a year, and they can also cause water damage to your home. Keep an eye out for mold, excess moisture, and other signs of water damage so you can have the problem fixed by a company like Curtis Bros Drilling & Pump Service.

Keep an eye out for mold, excess moisture, and other signs of water damage so you can have the problem fixed by a company like

Curtis Bros Drilling & Pump Service

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5 Ways to Use Less Water at Home}

New Australian industrial relations legislation passes House of Representatives

Friday, November 11, 2005

Wikinews Australia has in-depth coverage of this issue: Australian industrial relations legislation, 2005

The new Australian industrial relations legislation, dubbed “WorkChoices” by the Government, passed the House of Representatives November 10. It is to be considered next by the Senate.

The House session became tumultuous, with the Leader of the House Tony Abbott moving a motion to permit an hour to the consideration in detail stage of the bill, comparing the amount of debate on other bills to this one, stating “we have had very, very extensive debate” and that “members opposite are not interested in debating this bill, they are not interested in trying to improve this bill; they simply want to reject this bill”. The Manager of Opposition Business in the House, Julia Gillard (Abbott’s opposition counterpart), had noted that “more than 20 Labor members are going to be silenced by this motion which is gagging debate”, and when Abbott moved to put the question, “and, here we go, we are going to have a gag on a gag. You’re proud of that, are you? You’re proud of that?”

As Annette Ellis amongst others was one of the aforementioned speakers who had not the time to speak in the debate, she asked whether she could incorporate her speech into Hansard — the Government granted leave for all speakers who intended to speak but could not to incorporate their speeches into Hansard.

In the consideration in detail stage, the Federal Opposition had moved a number of amendments to the legislation, one which would effectively — as Stephen Smith had put it — “kill the bill”, another which would rename the bill to the “Workplace Relations Amendment (Cut Wages, Cut Conditions and Entitlements, No Fairness, No Work Choices) Bill 2005”, but this amendment was ruled out of order by the Speaker of the Australian House of Representatives, David Hawker.

These amendments failed due to the Government majority in the house, and subsequently the bill was successfully read a third time.

Retrieved from “https://en.wikinews.org/w/index.php?title=New_Australian_industrial_relations_legislation_passes_House_of_Representatives&oldid=1245077”