Author: Admin

Wednesday, November 22, 2006

The 1999 and 2000 year model Honda Civic SiR tops the list of Canada’s most stolen cars.

Consumer popularity also assures the cars will be popular with thieves. Its the second year in a row the Honda SiR has topped the list.

Rick Dubin Vice President of Investigations for the Insurance Bureau of Canada said “The Civics are easy targets.”

Dubin said that once stolen, the cars are most often sold to “chop shops” where thieves completely dismantle the vehicles. The automobile’s individual parts are worth more than the entire car.

The sheer numbers of the cars and their lack of theft deterrent systems make them thieves’ preferred choices.

1999 and 2000 Honda Civics do not come with an electronic immobilizer, however all Hondas from 2001 and onward are equipped with an immobilizer. Immobilizers will be mandatory on all new cars sold beginning September 2007. The devices enable an engine computer to recognize an electronic code in the key. If the code in the key and the engine don’t match exactly, the vehicle can’t be started.

In third place was the 2004 Subaru Impreza, while the 1999 Acura Integra came in fourth, with the 1994 Honda Civic rounding out the top five.

In sixth place, the 1998 Acura Integra, and the 1993 Dodge Shadow completed seventh.

When asked why early model vehicles are selected, he said that, “auto thieves continue to find it easier to steal older vehicles lacking an IBC-approved immobilizer. We’ve seen this trend developing for several years, and these results confirm it.”

Another Honda automobile, the 1996 year model Civic filled eighth place, with the 2000 German Audi TT Quattro in ninth.

The American 1996 Chevrolet/GMC Blazer rounded out the top ten.

None of the above cars had an electronic immobilizer.

Thursday, June 30, 2011

A report issued Wednesday by the Center on Addiction and Substance Abuse (CASA) at Columbia University finds the top public health problem in the United States is teen drug abuse, including the use of alcohol, tobacco, prescription drugs, marijuana and other controlled substances.

According to the study’s authors, “The study looks at how American culture increases the risk that teens will use addictive substances and how the messages sent by adults, and glamorized by the tobacco and alcohol industries and the media, normalize substance use and undermine the health and futures of our teens.”

CASA found that 90% of adults who have addictive disorders started using substances before the age of 18. In comparison, only 4% of Americans who abuse as adults started using these drugs when 21 or older.

Further, the consumption of these substances by American teens is rising. Currently almost half of American high school students smoke, drink alcohol or use other drugs, according to the study, and 1 in 5 meet the medical criteria for addiction. Seventy-five percent of all high school students have used addictive substances including tobacco, alcohol, marijuana or cocaine at some point. Over 65% have used more than one.

The researchers found social factors related to the risk of American teens use of addictive substances included parental, community and school acceptance of these substances and the positive media portrayals of drug use as harmless, fun and attractive. Advertising of drugs, alcohol and cigarettes also contributes to the positive image of drug use.

The researchers used online surveys filled out by 1,000 high school students, 1,000 parents of high school students, 500 educators, as well as information from five focus groups and reviews of 2,000 scientific articles and reports, according to US News.

“Addiction is a disease that in most cases begins in adolescence, so preventing or delaying teens from using alcohol, tobacco or other drugs for as long as possible is crucial to their health and safety,” said Susan Foster, CASA’s vice president in a news release. “We rightfully worry about other teen health problems like obesity, depression or bullying, but we turn a blind eye to a more common and deadly epidemic that we can in fact prevent.”

The study’s authors pointed out that the teenage brain is not fully developed and the use of drugs during the teenage years hampers further development of the brain, impairs judgment and increases the risk of addiction as an adult. Heavy substance abuse harms the developing brain far more than the already developed adult brain. They concluded their data shows that adolescence is the critical age period for the onset of substance abuse and its repercussions.

Monday, March 8, 2010

The skeletal remains of 14-year-old Escondido, California teenager Amber Dubois were found north of the Pala Indian Reservation Saturday morning, police said. Dubois disappeared February 13, 2009 while walking to Escondido High School. The San Diego County Medical Examiner’s office made a positive identification through dental records.

According to Escondido Police Chief Jim Maher, police were following a lead when they came across the remains. Maher declined to say what the lead was or to describe in detail the site where the remains were found. He also refused to reveal whether John Albert Gardner III, suspect in the murder of Chelsea King, is being linked to the Dubois case.

Amber’s father, Maurice Dubois, made a statement thanking those who had helped in the search for Amber. “The entire community, everybody who helped out with the search effort, and above all our huge volunteer corps, they are the most dedicated people and without them we couldn’t have done anything,” he said.

Tuesday, April 11, 2006

Zach Scruggs, a lawyer for United States Senator Trent Lott, says that State Farm Insurance Company is destroying records related to claims for damage from Hurricane Katrina.

The records allegedly contain information saying that State Farm fraudulently denied insurance claims made by its policy holders, including Lott, that had homes there were damaged or destroyed when Hurricane Katrina came ashore on the Gulf Coast.

Scruggs said that Lott has “good faith belief” that many employees of the insurance company in Biloxi, Mississippi are destroying engineer’s reports that were inconclusive as to whether or not water or wind was the main cause of damage to the buildings affected by the hurricane.

Lott is among thousands of home and/or business owners who had their property damaged or destroyed during the hurricane and had their claims denied because State Farm claimed that their policies don’t cover damage caused by floods or water that was driven by the wind.

State Farm has not issued a statement on the matter so far.

Saturday, August 16, 2014

A team of researchers from the University of Tennessee, Knoxville, has confirmed that near-Earth asteroid (29075) 1950 DA is primarily held together by van der Waals forces rather than gravity. They have shown that the rotation rate of the 1.1 km asteroid is higher than could be possible if only gravity and friction were responsible for holding it together. Cohesive forces prevent large scale shedding of material and breakup of the asteroid. Their study was published Wednesday in Nature.

The researchers found that the bulk density 1.7±0.7 g/cm³ of the asteroid is approximately two times lower than the value required for self-gravity to balance out the centrifugal forces caused by rotation. As Ben Rozitis, a planetary scientist and a co-author of the study, told Space.com: “I was expecting to find a high-density metallic asteroid, as such an asteroid wouldn’t require cohesive forces to hold itself together under its fast rotation. Instead we found the opposite! […] We knew from previous work that this asteroid was rotating faster than it should be, and we wanted to know why”.

Spectral observations of 1950DA indicated that it is either an E- or M-type asteroid in the Tholen classification. However, its low optical albedo and low radar circular polarization ratio (a very smooth surface at centimetre to decimetre scales) showed that it cannot be an E-type asteroid.

Unusually for an M-type asteroid (which are mostly metallic), 1950DA has low radar albedo. It would have been puzzling, if it was not for the Rosetta observations of 21 Lutetia, which is also an M-type asteroid with very similar low radar albedo. Researchers have used for 1950DA the same meteorite analogue which was earlier found to fit best 21 Lutetia: enstatite chondrite with grain density of 3.55 g/cm³. It allowed to calculate macro-porosity of 51±19%, indicating that 1950DA is a rubble-pile asteroid.

Taking into account thermal-infrared measurements of thermal inertia, presence of a fine-grained regolith is implied, primarily around 1950DA’s equator. Negative ambient gravity near the equator of the asteroid (48±24% of its surface) requires existence of cohesive forces to prevent loss of material. This is similar to an effect noticed between the fine grains of regolith on the Moon. Lunar regolith was found to be highly cohesive because of van der Waals forces between grains by the Apollo 17 expedition in 1974.

As Ben Rozitis explained: “We found a low-density rubble pile that traditionally would be unable to hold itself together unless cohesive forces were present. It’s exciting because we’ve provided the first evidence that cohesive forces are important for small asteroids, which had only been predicted up until now.”

The balance between cohesion and negative gravity requires small grain sizes consistent with the grain size distribution on 1950DA, and similar to that of another rubble-pile asteroid, (25143) Itokawa. Unlike Itokawa, 1950DA does not have large boulders on the surface; they may have been lost as 1950DA’s rotation accelerated due to YORP effect. This effect results in a change of the rotation rate of an asteroid (either faster or slower), and is caused when the Sun heats up an object unevenly, due to asymmetric surface topography. As the heat escapes, the rotation rate is slowly changed due to an uneven rate of cooling. The researchers find that a rubble-pile asteroid may have a high rotation rate, if it is held together by cohesive forces between the grains. But as the spin rate increases due to YORP effect, the centrifugal force may cause the rubble pile to eventually separate as it happened with P/2013 R3.

The findings may have implications for asteroid impact avoidance. A very small impulse may break one potentially hazardous object into several pieces. As Ben Rozitis said: “You’d want to avoid interacting with the asteroid directly. An alternative is to use a ‘gravity tractor,’ or a heavy spacecraft placed near the asteroid, which uses the force of gravity to pull the asteroid off course”. Bong Wie, an aerospace engineer at Iowa State University in Ames, noted: “I just hope that an asteroid on a collision course with Earth will not be spinning rapidly and it will not be a rubble-pile asteroid”.

According to Daniel Scheeres, an aerospace engineer at the University of Colorado, Boulder, understanding such cohesive forces may also be important for future asteroid mining. Ben Rozitis clarified: “Mining missions intend to visit small asteroids about 10 meters (33 feet) or less in size, as it is thought that they are predominantly solid bodies. However, cohesive forces enable such small asteroids to be rubble piles instead. A small rubble-pile asteroid would be harder to interact with and collect, as it can easily deform or break up when subject to external forces.”

The study was supported by Jet Propulsion Laboratory, California Institute of Technology and the NASA.

Tuesday, October 8, 2013

Unlike some parts of the US Federal Government, the Consumer Financial Protection Bureau (CFPB) has been open during the federal government shutdown and recording a record-low number of complaints submitted by consumers against mortgage companies, credit card companies, student loan providers, banks, money transfer providers, companies who provide credit reports, and other companies providing consumer loans.

With data not available for yesterday, the first four days of the shutdown had daily totals of 37, 16, 13, and 3 complaints. With the exceptions of September 29 with 15 complaints and September 28 with 23, it is the lowest daily total since March 16 of this year when 36 total complaints were recorded and February 23 of this year with 14. The total complaints are also down from the same dates last year, when the total complaints per day for the first four days of October 2012 were 272, 298, 288, and 225.

Of the 69 filed complaints recorded so far this month, 27 were complaints about mortgage companies, 21 were about bank accounts and 10 were about credit card companies. 40% of credit card companies complaints, 42.9% of bank account complaints and 48.1% of mortgage complaints are currently listed as still in progress. Most of the rest have been closed with an explanation.

Bank of America leads all companies in terms of total complaints filed this month with 9. Bayview Loan Servicing, LLC andJPMorgan Chase have 7 complaints each. Ally Bank, Sovereign Bank, and Wells Fargo have 4 each. Flagstar Bankand Equifax have 3 each. Citibank, Nationstar Mortgage, TD Bank, Amex, and FirstMerit Bank have 2 complaints each. 18 financial services companies have 1 complaint each filed against them.

During the government shutdown, some CFPB staff have voiced their opinions on Twitter. Dan Munz, deputy assistant director for consumer engagement at the CFPB, tweeted, “Boy, shutdown week has really created a sudden bumper crop of amateur federal management experts.”; “Also, seems like Boehner is singlehandedly undoing whatever progress he’d made in portraying this as a Dem [Democratic Party] shutdown.”; and “Basically, there’s now a strong incentive to fill legislation with minor symbolic things you can bargain away later to protect the core.”

The agency has been able to stay open during the government shutdown because it is funded by the Federal Reserve. According to Amanda Terkel at the Huffington Post, Republican members of the United States House of Representatives have put closing the CFPB on their wish list of items in negotiating for a new debt ceiling limit. Party members have previously stalled the appointment of Richard Cordray as the CFPB boss as a way of hindering it from engaging in oversight of financial organizations in the the US.

Thursday, February 28, 2008

Representatives from the British insurance industry have said that the cost of the earthquake which hit Britain early yesterday could be over 10 million GBP. The Association of British Insurers has said in a statement that the cost for the earthquake is “likely to run into the low tens of millions of pounds.”

The Senior claims manager at the UK bank Norwich Union has described the damage by saying that at the moment most insurance claims regarding the earthquake describe “minor damage such as tiles off roofs, breakages inside the homes and brick walls collapsing.” It has also been reported that approximately 1,200 insurance claims were made in the first twelve hours after the earthquake hit Britain.

These reports come one day after the United Kingdom was hit by a 5.2 earthquake. Tremors were reported as widespread as Edinburgh, Manchester, Sheffield, Middlesbrough, Cambridge, London, Birmingham and Southampton .