Category: Used Cars

Submitted by: Life Works

On 7/28/2015 my wife Catherine went car hunting. That can be a frustrating experience when you have way less than perfect credit and a small down payment. If you believe all those bad credit, no problem ads I guess you might think purchasing a vehicle is just a walk in the park… Well, guess again! We live in the Indianapolis area so we decided that Cathie should check out two auto dealers that were recommended to us by a number of people and advertise those claims of helping people with bad credit: DriveTime and J.D. Byrider.

My wifes first stop was the J.D.Byrider location on West 38th Street in Indy. They only had around twenty cars to choose from (give or take a few), but I guess that beggars cannot be choosers and having been pre-approved online for a vehicle we figured that we had nothing to lose by having Cathie start there. Our hope was that this would be our first and last stop, but that was not to be. With no explanation of why we had been approved for a car online and had to apply again in person, my wife filled out the paperwork and wait patiently for an answer. She was sure she would be approved since the person who recommended them to her had worst credit than we did and made less money.

After what seemed like forever Cathie was taken to see someone who confronted her in a less than kind way about her bad credit. Well, excuse us! I got very sick in 2006 and ever since then have not been able to work. Having been the primary bread winner, well, you get the idea. Catherine has done her best to make us for the shortfall of funds, but you can only do so much by yourself. None of this seemed to matter to the folks at J.D. Byrider who made my wife sit and listen to our entire rap sheet of bad credit before she finally had enough and asked if she was approved or not. The answer was not.

What really bothered my wife was the fact that the folks at J.D. Byrider seemed to have no interest in actually helping us get a car despite their online claim of helping good people who need credit and a promise to let their customers buy here and pay here. I guess they did not consider us good people and we both felt that the people we were dealing with had discriminated against us. Maybe they did not like the way we looked or were just having a bad day. Either way, my wife left that place crying and was certain she would not be getting a car that day.

With the knowledge that having a car would allow her to keep her present job or even get a much better one Cathie called me and told me her tale of woe asking if she should still try DriveTime? I was very upset at how she had been treated at J.D. Byrider and told her to give DriveTime a try. In the meantime I called J.D. Byrider and asked to speak to a manager. I was determined to discuss my wifes treatment at their hands. I ended up talking to a salesman who just happened to be the first person to answer the phone. He said that that there was no manager available that day. I tried explaining what happened and assured him that we were not going to take that kind of treatment laying down.

I guess it was no surprise that the salesman kept interrupting me and when I brought that to his attention he said I was funny because in his mind it was I who refused to give him a turn to speak. I tried to do just that, but all he did was say that he was not the one who had dealt with my wife when she was there. He quickly adapted a condescending attitude and showed no interest in apologizing for that happened to my wife even after I made it clear that her visit to their location had been the worst consumer experience of her entire life. Given all this it is no surprise that we left a less than stellar review of J.D. Byrider on Yelp! and emailed that review to the Byrider big wigs.

After my wife arrived at DriveTime she was taken to see the Sales Manager at their Lafayette Road location in Indy. She told him what happened at J.D. Byrider and he was shocked. Everyone at DriveTime went out of their way to calm her and tried their best to help get her through the process and to get her approved. The difference was night and day. DriveTime had a huge selection of cars and really seemed to be interested in helping us. The sales manager even spoke to me on the phone to assure me that he would do his best to help us which made me feel better as well. He did and they were kind enough to wave part of the down payment because she fell short by about one hundred dollars. Before long my wife drove off their lot with a beautiful, clean and well-maintained Saturn.

Our experience at J.D. Byrider certainly reinforced the notion that most of those ads that claim to help people with bad credit or in their case help good people get credit are bogus at best. Their attitude was unbelievable and I cannot imagine that anyone who went through what Catherine had to endure there would be happy about it or leave satisfied that they had made even the smallest effort to help us get approved for a car. By contrast,our experience with DriveTime proved that there are still some really good people out there in the world of Used Cars that honestly care about and try to help their potential customers. If you need a car and live in the Indy area, visit DriveTime on Lafayette, ask for the Sales Manager and tell him that Cathie sent you!

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By Brian Garvin

Founded in March, 2002 by Bob Hall and George Hall, two brothers, Orenda International is a wellness direct selling company. It has been recognized as one of the 5000 fastest growing companies in the United States by Inc. Magazine. The company is a leader in the industries of Immune Science, Anti-Aging and Weight Management.

Both Bob and George Hall brings several years of marketing and networking experience to Orenda International. Both brothers have a real passion for the products the company represents.

Bob Hall has been involved in sales, sales management, marketing and product development for several years before co-founding Orenda.

George Hall had over 28 years of network marketing experience he brought with him to Orenda International.

Today, both Hall brothers have led their company to the high position it is now because of the drive, passion and commitment they have to the health and wellness industry they help to represent.

One of the products that Orenda International markets is called Oki, a name in native American Iroquois mythology meaning “Significant spiritual presence”.

This natural flavored health beverage is made up of long list of fruits and other natural ingredients to support their centerpiece, the aronia berry.

This original aronia juice blend is Oki. This beverage has incredible antioxidant capacities that aid in protecting the bodies immune system, as well as being highly nutritional.

Orenda’s other health and wellness products are:

O- Tropin helps fight anti-aging with a blend of natural amino acids and herbs. This nutritional aid is recommended to anyone over thirty.

Orenda’s Anti-Aging Serum is a skin care product designed to use alone, or under the skin care product you are using now.

Orenda International also produces Immune science and vitamin products, addressing the individual needs of everyone in the family.

The Orenda Lean and Orenda Balance are two products that address weight management.

Orenda International cares about quality. Using the highest grade of raw ingredients and testing of their products for purity and potency, their commitment to health and wellness is of the highest priority.

Orenda International offers a business opportunity with low investment, high earning potential and low risk. There are no experience or educational requirements to be a home based partner. It is an organization where your hard work and skills determine your paycheck.

Becoming a Partner with Orenda International requires the purchase of their Partner Kit. This includes printed material, a DVD, a CD, a book and more information about the product line and Orenda International.

I’m sure there are plenty of good upline sponsors for you to start going after. Make sure before you join them that you find one willing to help you jump the hurdles that you’ll need to make it. Also make sure they have grounded marketing skills. As long as they do, you’ll have a much better chance in making a great success of yourself.

Orenda offers other options of becoming a distributor for them. They have a proven downline system that is very lucrative through their “Infinity Levels” and are with you, with all the support you need to succeed as an independent business owner.

About the Author: You can read our Unbiased, expert review of

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How to Live in One of The Most Expensive Cities in The World For Less Than 1000 a Month? by Nazir HussainOption 1. Tow a luxury caravan behind a vehicle to use for your living accommodation and keep moving from location to location in the city. Option 2. Have your home fitted to your own specification by a top of the range couch builder with all the mod cons to your hearts content. Then park it either permanently or semi-permanently , you simply rent a small plot of land either in the city or in one of the suburbs just outside the main city.Option 3. Since River Thames runs through the heart of the London city, you can buy yourself a small boat for three people, a luxury one for more people or go for the long river boat with a lot of living space. In this article, we discuss this option in detail, its merits and benefits:-1)First of all you need a boat and there is a huge number and sizes to choose from. Consider this scenario and the savings. The Cheyne Walk home has very prestigious address as well as a good view of the embankment but the asking price is 6.5 million. If you opt for the house boat instead, you will have acquired for yourself virtually the same prestigious address and a saving of 6.5 millions or near that point”.What sort of boat do I need? Here is an example of a house boat moored in Chelsea with mooring rights till 2020 at the rate of 9,000 per year or 750 per month. This is very cheap when you compare this cost to rents of 500 per week being charged in the same area for traditional home living.The most common house boat is the narrow one; it stretches 45 to 50ft in length and about 6 feet in width. There is ample living space for a couple and occasional guests. You can buy a brand new narrow boat for about 90,000 but used ones are available for about 25,000 to 30,000.Buying a house boat is no different than buying car or a home. You need to have your future possession/home checked out properly for value and major defects if any. It is recommended that you have a detailed survey carried followed by a thorough safety inspection. The safety inspection is an absolute must.2)Mooring costs? Mooring costs range between 4,000 and 8,000 per year. These costs very much depend on the location where your boat is moored. The due diligence in respect of mooring rights is important, advised and is highly recommended. Visit the potential mooring site and ask questions of the existing river boat residents. River people are a very close knit community and will help you in your decision making process. Ask them all the questions which you feel need answering. For example, you want to make sure that you can stay there for as long as you want. Therefore, having a 25 year lease will give you the security and the peace of mind. It is advised for you to check that your mooring rights are not for a short period. And, if you are taking over a lease which has a tenure of 3 years still to run, you want to make sure that you have the option to renew it in its present state without any alterations to any of the existing covenants. 3)Are there any additional costs to take into account? You are treated no different than a ordinary resident so far as the local government taxation is concerned. For London, the council tax is between 900 to 1,200 per year. The river licence will add another 1,000 per year to your cost of living. Insurance costs in respect of your possessions and the boat itself amount to 800 per year. There are maintenance costs of around 4,000 every 4 years. So, set aside a 1,000 per year to pay for these essential costs when the time comes to avoid unpleasant surprises.Finally, this is flexible living indeed because you can move to another place up or down the river. Buying a boat and then paying for everything else does amount to a lot of money it would appear. But, these costs are much less than you would have to pay if you were to buy a house in London. Can I get a mortgage to buy a boat? There are lenders willing to lend although it is a much more risky proposal and therefore attracts a slightly higher interest rate. The point of the exercise is that for about 1,000 a month, you can be living in the heart of the London city where other people are paying a whopping 1,000 per week.Invest in a river boat & live life to the full. For mortgage information visit mortgage info. site at http://www.4mortgagessite.comArticle Source: eArticlesOnline.com

By Nahshon Roberts

Most families do not know that they can easily put up a video surveillance system to make their homes safer with just a personal computer, a webcam, and webcam security software. However, there is so much emphasis on cutting-edge hardware. And as a result, most people tend to ignore the importance of having an efficient, easy-to-use webcam security software that offers motion detection, remoter monitoring, and video recording capabilities.

Home Camera

What is special about this webcam security software is that it is very user-friendly. In other words, it is very easy to use and setup. This webcam security software is bundled with many great features, such as motion detection, webcam sharing, and time lapse recording.

Also, this webcam security software allows you to send pictures and video via email or through your mobile. This webcam security software works on all webcams available in the market today. That means, you won’t have to buy a webcam that’s top-of-the-line to run the webcam security software. Although this webcam security software is still in development, a beta version can be downloaded for free.

Webcam Watcher

The thing that’s most impressive about this webcam security software is that it allows you to view multiple cameras at the same time. This webcam security software, among others, has motion detection, time lapse recording, user authentication, and auto-update feature. You can get full functionality from this webcam security software if your have 2 or more personal computers with webcams at home. You may need to install video streaming software on your other computers for the system to work, but this is a small flaw for efficient and powerful webcam security software that offers multiple camera viewing. The Webcam Watcher costs $29.95.

WebCam Monitor v.4.30

This webcam security software will notify you through email if it detects noise or changes in the environment. You can also set your own video and audio alerts, take snapshots with date and time, and send SMS messages. WebCam Monitor v.430 also features multiple camera viewing. plus this webcam security software allows you to set monitoring schedules for your other individual cameras. You may need to purchase the professional version to have full functionality, but a free 30-day trial version is available for download. This webcam security software comes at a hefty price of $69.95.

These are just some of the webcam security software available on the Internet and in stores today. If you already have a personal computer, a webcam, and an Internet connection, the next thing to do is to choose webcam security software that would suit your needs. You may have to consider the software’s price and features. You can read user reviews or ask your friends’ opinions about the webcam security software that you want to have. Most importantly, you would have to consider if it’s easy to use or not. Because the safety of your family is on the line in this case, you should really see to it that you are comfortable with your webcam security software.

About the Author: Are you interested in webcam security software, dummy security cameras, and an Internet camera? Visit Video-Surveillance-Guide.com now.

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By Brian Garvin And Jeff West

Doing research on the Jay Kubassek money making opportunity has not been easy. There seems to be a debate over whether or not the companies he has been involved in are scams or legitimate. He seems to be an entrepreneur in the direct marketing business, but there is very little information out there about his own business that happens to be going by a few different names.

According to various websites, Jay Kubassek was one of the top salesmen for Liberty League International, a direct selling company of self-help products to promote inner growth. Based on various reports found around the Internet the companys products and compensation program was nothing more than a scam and after four years of successful sales, Kubassek left to start his own business. Interestingly enough, there is nothing on Liberty League Internationals website stating that one of their top sellers left the company.

As you move through this information and Google the name Jay Kubassek, you discover a few websites he seems to be associated with. One is called Carbon Copy Pro. Another is called Carbon Copy Marketing. And yet a third is Wealth Masters International. The question that now remains is this: is Jay Kubassek working for Wealth Masters International and is this company a viable one?

There is little to no information on the Carbon Copy Pro and Carbon Copy Marketing companies. When you go to the websites, they give all the reasons why you should be following Kubasseks plan, but nothing else. As a matter of fact, both sites request that you contact them via e-mail for more information on this most powerful TURNKEY marketing system on the planet. Sound a bit fishy?

There is also question as to whether or not Jay Kubassek is really involved with Carbon Copy Marketing. When researching it on the Internet, another name was affiliated with this plan, namely Michael Filsaime. Are they partners or are these two entirely unrelated ventures? Carbon Copy Marketing is available via download. It should not be surprising that when attempting to open websites associated with this company that they are not available. The few that are available have testimonials on them claiming that this product is the best tool for Internet marketing.

Another way to determine if Jay Kubassek is for you is to simply send him an email. Did he respond in a timely manner, minus being on vacation of course, we all have a right to take a vacation every now and then. Having said that, was he receptive in helping you get started. Is he willing to speak with you on the phone and give you advice when you need it. These are things you need to ask yourself before you make a firm decision.

So the question now becomes do you take the chance and e-mail Jay Kubasseks company which would be Carbon Copy Pro due to his personal statement on the webpage or do you skip this money making opportunity for something else? At this point in time, the decision would definitely have to be up the prospective consultant to make.

About the Author: You can read our Unbiased, expert review of

Jay Kubassek

from Brian Garvin and Jeff West at

MLMreviewKings.com

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